Term Loans
Structured capital for serious growth — predictable terms, flexible use.
Program Specifications
- Loan Amounts: $30,000 to $500,000 (unsecured)
- Term Lengths: 2 to 10 years
- Interest Rates: As low as 5.99% (based on Prime rate at submission)
- Flexible Use: Covers long-term business goals with fixed monthly payments
General Eligibility Checklist for Bank Term Loans
- Minimum of 2 years in business (must provide corresponding tax returns)
- For-profit businesses only
- Use of proceeds for working capital, debt consolidation, equipment, construction, new locations, or partner buyouts
- Owners with 20%+ must personally guarantee; must be U.S. citizens or legal permanent residents
Why Work With Score Capital?
We’re a boutique loan advisory firm that helps business owners secure long-term capital without the headaches of dealing directly with big banks. Our partner network gives us access to competitive bank programs — and we handle the paperwork and negotiation on your behalf.
We simplify the process:
Access to top SBA and non-SBA lenders
Streamlined, borrower-friendly documentation
One-on-one deal support to boost approval chances
Flexible structuring for your specific goals
